Loan and real estate closings
Your whole closing, notarized online
A mortgage closing is not one document. It is 100 to 250 pages, five to ten notary seals, dozens of signatures and, in some states, two witnesses. The closing package covers all of it in one scheduled video session, with a notary trained on loan documents, for a flat price.
Why a closing is different
What a loan signing actually involves
A single notarization is one seal and about fifteen minutes. A closing is a ceremony: the notary identifies every signer, walks the package page by page, administers oaths on the affidavits, completes a certificate for each notarized document, checks every signature and initial, and supplies witnesses where the state requires them.
100 to 250
pages
A refinance or purchase package; some lenders add duplicate copies.
5 to 10+
notary seals
Each notarized document needs its own certificate and stamp.
30 to 60
signatures and initials
The notary checks every one before the package goes back.
2
witnesses in five states
Connecticut, Florida, Georgia, Louisiana and South Carolina.
45 to 90
minutes on the call
Versus about 15 minutes for a single document.
Closing package pricing
One flat price for the ceremony, witnesses included. Priced seal by seal at our standard rates, a typical eight-seal closing with two signers and two witnesses would come to about $175.
Single deed or POA
$25
per notary seal
- One recordable document, standard pricing.
- Quitclaim, warranty or transfer-on-death deed; power of attorney for a closing
- $15 per witness where your state requires them
- $15 per additional signer
- About 15 minutes, on demand 24/7
- Best for: Adding a spouse to title, a deed into a trust, a POA for someone signing at closing.
Seller package
$89
flat, per closing
- The seller side of a sale: deed, affidavits and closing statement.
- Up to 3 notary seals (deed, owner's affidavit, FIRPTA or similar)
- Up to 2 signers on the same call
- 2 witnesses when the property's state requires them
- Up to 60 pages, 30-minute scheduled session
- Tamper-sealed PDF ready for the title company and the recorder
- Best for: Sellers signing their side of a purchase remotely.
Full closing package
$149
flat, per closing
- Purchase, refinance or HELOC: the whole loan package in one ceremony.
- Up to 10 notary seals (deed of trust or mortgage, riders, affidavits, POA)
- Up to 2 signers on the same call
- 2 witnesses when the property's state requires them
- Up to 250 pages, 90-minute scheduled session, same-day slots available
- A notary trained on loan packages who walks you page by page
- Lender and title company coordination; e-recording-ready certificates
- Best for: Buyers and borrowers whose lender or title company accepts remote online notarization.
Add-ons
- Additional notary seal beyond the package · Large refinance packages can run past ten seals.$10 each
- Additional signer · A third borrower or a co-signer on the same call.$15 each
- Rush: closing in under 24 hours · Subject to notary availability.$50
- Reschedule · With more than 3 hours' notice; later than that, $50.Free
Package checkout is handled when you schedule: pick a closing slot, upload the package from your title company, and pay the package price before the session. Single documents keep the standard $25 per-seal pricing.
Scope
What is in a closing package, and what gets a seal
The documents below are what a purchase, refinance or HELOC package normally contains. Only the ones that create or affect a lien, transfer title, or are sworn under oath need a notary; the rest are signed and initialed while the notary checks nothing is missed.
Security instruments (always notarized)
- Deed of trust or mortgageNotarized
Creates the lien; the county will not record it without a notarized signature.
- Riders to the mortgage (condo, PUD, ARM, second home)Notarized
Recorded with the mortgage, so they carry the same certificate.
- Deed (warranty, quitclaim, grant)Notarized
Transfers title; notarized and, in some states, witnessed.
- Power of attorney for the closingNotarized
Lets someone sign for an absent borrower; recorded with the deed.
Affidavits (notarized, under oath)
- Occupancy affidavitNotarized
You swear the home will be your primary residence.
- Name or signature affidavit (AKA)Notarized
Ties every spelling of your name on the file to you.
- Owner's or title affidavitNotarized
Statements about liens, tenants and improvements for the title company.
- Compliance or errors and omissions agreementSometimes notarized
Some lenders want it sworn; others only signed.
- FIRPTA or non-foreign status affidavitSometimes notarized
Seller side; often notarized at the title company's request.
Signed, not notarized
- Promissory noteSigned only
Your promise to repay; signed only.
- Closing disclosure and settlement statementSigned only
The figures; signed and initialed.
- Escrow, servicing and privacy disclosuresSigned only
Acknowledgments only.
- Loan application (final 1003) and tax formsSigned only
Signed; the notary checks nothing is missed.
Witnesses
Five states need witnesses, and we bring them
A notary certifies who signed. A witness attests that they watched the signing. Most states need only the notary on a mortgage; these need witnesses on the deed, the mortgage or both, and in the package they join the call and sign alongside you.
Florida
Two witnesses on every deed conveying property (F.S. 689.01); several counties expect them on mortgages too.
Connecticut
Two witnesses on deeds and mortgages, plus the notary (C.G.S. 47-5).
South Carolina
Two witnesses on deeds; one of them may be the notary (S.C. Code 30-5-30).
Louisiana
Deeds are authentic acts: notary plus two witnesses (Civ. Code art. 1833).
Georgia
One unofficial witness physically present plus the notary on recorded deeds (O.C.G.A. 44-2-15), so the deed itself is signed in person.
Witness and recording rules are set by state statute and by each county recorder; your title company will confirm what its county accepts. See the power of attorney guide for the signing rules on a POA used at closing.
How the price compares
Closing prices across online and mobile notaries
Public prices as read on 18 October 2026. The last column prices the same closing everywhere: eight notary seals, two signers and two witnesses.
| Provider | Published pricing | Typical closing | Source |
|---|---|---|---|
| Rush Notary closing package | $149 flat: up to 10 seals, 2 signers, 2 witnesses, 250 pages | $149 | this page |
| NotaryCam | Real estate closings from $199; $50 rush, $50 for additional documents, $35 single deed | from $199 | notarycam.com/pricing |
| Proof (formerly Notarize) | $25 first seal, $15 each additional seal, $10 per witness, $10 per additional signer | about $160 | support.proof.com |
| OneNotary | $25 per session with one seal, $10 each additional seal, $10 per signer, $15 per witness | about $135 | onenotary.com/pricing |
| Mobile loan signing agent | $75 to $200 per signing plus travel; in person, at your table | about $150 plus travel | industry fee guides |
How a closing session runs
Step 1
Schedule and upload
Pick a closing slot and upload the package your title company or lender sent, or have them send it to us.
Step 2
Verify everyone
Each signer passes ID verification and a short knowledge quiz before the call; witnesses are identified the same way.
Step 3
Sign page by page
The notary walks the package in order, administers the oaths, and places a certificate and seal on every notarized document.
Step 4
Return and record
You, the lender and the title company get the tamper-sealed PDF with an audit trail, ready for e-recording or printing.
Common questions
Why does a closing cost more than a single notarization?
A single document is one seal and about 15 minutes. A loan package is 100 to 250 pages with five to ten notarized documents, dozens of signatures to check, usually two signers and, in five states, two witnesses the notary has to supply. Priced per seal that is about $175 at our standard rates; the package is $149 flat for the whole ceremony.
Does my lender or title company accept an online closing?
Most lenders accept remote online notarization for refinances and HELOCs, and a growing number for purchases. Ask the title company whether the county records electronically notarized documents; we will coordinate the package with them and complete the notarizations on the documents they send.
Who provides the witnesses?
We do. Where the property's state requires witnesses, two credentialed witnesses join the video call, are identified the same way you are, and sign where the documents call for them. They are included in the package price.
What if my package has more than ten notarized documents?
Each seal beyond ten is $10. Large refinance packages with duplicate copies sometimes reach that; most purchases and HELOCs do not.
Can a Rush Notary closing be used for a Georgia deed?
The deed itself cannot: Georgia requires a witness physically present at signing, so the deed is signed in person. The rest of the package, including a power of attorney and the affidavits, can be notarized online.
Related: the loan and mortgage documents and real estate deed pages cover single documents; the requirements page lists what each state allows online.