West Virginia Division of Motor Vehicles · West Virginia state form

DMV-INS-1 Unknowingly Operating a Motor Vehicle Without Insurance

Use DMV-INS-1 to explain that you unknowingly operated a vehicle without insurance in response to a pending or existing compulsory-insurance suspension.

What this form is
DMV-INS-1 is a notarized statement for a driver who says they unknowingly operated a vehicle without a valid insurance policy when a no-proof-of-insurance violation occurred. The form requests driver and vehicle-owner information, vehicle details, the suspension date and file number, and signatures. It also asks for an explanation if the vehicle owner cannot sign and requires a notary’s official signature and stamp or embossed seal.
Who needs it
A driver responding to a pending or existing DMV suspension related to the compulsory-insurance section may use this statement.
Why it needs a notary
The statement must be notarized, with the notary’s official signature and stamp or embossed seal. This can be done online with a commissioned online notary.
How to submit it
Submit the completed form by mail or fax to WV DMV Compulsory Insurance. The form lists PO Box 17020, Charleston, WV 25317, and fax number (304) 926-3899.

Questions

What is DMV-INS-1 used for?

DMV-INS-1 is a notarized statement for a driver who says they unknowingly operated a vehicle without a valid insurance policy when a no-proof-of-insurance violation occurred.

Does DMV-INS-1 need to be notarized?

Yes. The form requires the notary’s official signature and an official stamp or embossed seal. You can complete the notarization online with a commissioned online notary.

How do I submit DMV-INS-1?

The form says to submit it by mail or fax to WV DMV Compulsory Insurance. It lists PO Box 17020, Charleston, WV 25317, and fax number (304) 926-3899.