Mary Esther, FL · Okaloosa County
Owner Builder Statement / Affidavit (FS 489.103)
Statutory owner-builder disclosure (Florida Statute 489.103) signed when a Mary Esther property owner pulls a permit as their own contractor, must be notarized.
At a glance
- Issued by
- City of Mary Esther · Mary Esther, Okaloosa County, Florida
- Notarization
- Required: sign this form in front of a notary before filing it.
- Official source
- myokaloosa.com
- Blank form
- Download the PDF
- Catalogued
- Machine-readable
- JSON record · about the forms index
- Florida-licensed notary
- ~15 min average
- Notarized PDF emailed
What you’ll need
- Government-issued photo ID
- Webcam-enabled device (laptop or phone)
- This form, ready to upload as a PDF
What this form is
Florida law lets a property owner build or improve their own one- or two-family residence without a licensed contractor, but only after personally signing this disclosure under Florida Statute 489.103(7). The City of Mary Esther requires the owner to personally appear, acknowledge the legal responsibilities of acting as their own contractor, and have the affidavit notarized before the permit is issued.
Who needs it
Mary Esther homeowners pulling a building permit as their own contractor (owner-builder) instead of hiring a licensed general contractor.
Why it needs a notary
Florida Statute 489.103 and the City of Mary Esther require the owner to personally appear and have the owner-builder disclosure notarized before the permit is issued.
How to get this notarized
- 1
Get the form
Download the Owner Builder Statement / Affidavit (FS 489.103) from the City of Mary Esther building department.
- 2
Fill it out
Complete every required field, but do not sign yet. The notary must witness your signature.
- 3
Have your ID ready
Have a valid, government-issued photo ID (driver's license, state ID, or passport) on hand.
- 4
Meet the online notary
Connect with a Rush Notary Florida-commissioned online notary over secure video, no appointment or travel needed.
- 5
Sign and get notarized
Sign while the notary watches; they verify your identity and apply the notarial seal.
- 6
Submit to the city
Download your notarized Owner Builder Statement / Affidavit (FS 489.103) and submit it to the City of Mary Esther.
Preview the form
The blank PDF straight from Mary Esther. Look it over, then upload your filled copy to start the notary session.
You’ll need ID and a webcam.
A licensed Florida online notary will join you on video, verify your government-issued ID, witness your signature, and apply their seal. You’ll receive the notarized PDF by email when the session ends.
Frequently asked questions
- What is the Mary Esther Owner-Builder affidavit?
- It is the disclosure a Mary Esther property owner signs under Florida Statute 489.103(7) to pull a building permit as their own contractor instead of hiring a licensed general contractor. It confirms you understand the legal responsibilities of acting as your own contractor.
- Does the Mary Esther owner-builder affidavit have to be notarized?
- Yes. Florida law and the City of Mary Esther require the owner to personally appear and have the owner-builder affidavit notarized before the permit is issued. Rush Notary handles this online by video.
- Can I act as my own contractor in Mary Esther?
- If you own and occupy a one- or two-family home and the work is for your own use (not for sale or lease), Florida's owner-builder exemption lets you act as your own contractor. You must supervise the work and hire only licensed subcontractors.
- What do I need to notarize it online?
- A valid government-issued photo ID, the completed (unsigned) form, and a device with a camera. The whole session takes a few minutes.
Other forms in Mary Esther
Owner Builder Statement / Affidavit (FS 489.103) in other Okaloosa County cities
Each city publishes its own version of this form. Pick the city where you’re filing.